Protection
Protection advice for you and your family
Protection is about how you, your family or your mortgage payments would be supported if illness, injury or death affected your income. Charlene can help you think through what matters.
Protection policies have terms, conditions and exclusions. Cover depends on the information you give the insurer being accurate and complete.
Why review your cover
A new mortgage, a growing family or a change in work are common reasons to check whether existing cover still fits. Some employers provide benefits, but these may stop if you change job.
Policies differ
Insurers use different definitions, exclusions and underwriting. The cheapest policy isn't always the most suitable, so it helps to understand what a policy does and doesn't cover.
Common questions
Do I need protection if I have a mortgage?
It isn't compulsory, but many people consider how their household would cover payments and living costs if something happened. The right cover depends on your circumstances and existing benefits.
Related advice
Ready to talk it through?
Send an enquiry and Charlene will get in touch to understand your plans and explain what the next steps could look like.