Commercial
Commercial mortgage advice
Commercial mortgages fund property used for business or investment. They work differently from residential lending, with different protections and lender assessments.
Your property may be repossessed if you do not keep up repayments on your mortgage. Commercial mortgages are not usually regulated by the Financial Conduct Authority.
What commercial mortgages are used for
- Buying premises for your own business.
- Purchasing commercial or mixed-use investment property.
- Refinancing existing commercial borrowing.
Information lenders usually need
- Business accounts and trading history.
- Details of the property and its use.
- Your deposit and how it is funded.
- Any tenancy or lease information.
Protections differ
Most commercial lending is not regulated by the Financial Conduct Authority, so some protections that apply to residential mortgages may not apply. Charlene will explain how commercial enquiries are handled and any limitations before you proceed.
Ready to talk it through?
Send an enquiry and Charlene will get in touch to understand your plans and explain what the next steps could look like.